Join As Risk Analyst At Paytm | Apply Now
Job Overview:
| Company | Paytm |
|---|---|
| Job Role | Risk Analyst |
| Work Location | Bangalore, Karnataka |
| Experience | 1-3 years |
| Qualification | B.Tech (NIT/BITS/Reputed) |
| Salary | Not disclosed |
| Careers Page | paytm.com |
Skills: SQL Python Credit Risk Data Analysis Machine Learning

Join Paytm as a Risk Analyst and shape India's digital lending story!
Paytm is hiring a Risk Analyst with 1 to 3 years of experience for its Lending team in Bangalore. This full-time role offers a chance to work on credit risk policies, machine learning models, and alternative data sources.
Who Can Apply?
- Candidates with 1 to 3 years of professional experience.
- Graduates with a B.Tech degree from NIT, BITS, or other reputed institutions.
- Individuals with prior experience in a fintech or banking environment are preferred.
- Applicants proficient in SQL and Python for data analysis.
About Paytm:
Paytm is India's leading mobile payments and financial services distribution company. It pioneers mobile QR payments and builds technology to bring small businesses and consumers into the digital economy.
What You Will Do as Risk Analyst
- Credit Risk Analysis: Analyze credit risk across various lending products including merchant loans, personal loans, and postpaid.
- Policy Implementation: Liaison with business teams to understand credit risk policies and implement them on the proprietary platform.
- Policy Performance Monitoring: Monitor the performance of credit risk policies and share feedback with product and policy teams on what needs improvement.
- Data and ML Utilization: Utilize alternative data sources, machine learning models, and traditional credit assessment techniques to enhance risk evaluation.
- Compliance and Testing: Conduct testing and scenario analysis, monitor key risk indicators, and ensure compliance with regulatory guidelines and internal risk policies.
Skills Required:
Coding and Data. Proficiency in SQL and Python is required for data analysis and data manipulation.
Analytical and Soft Skills. Strong analytical, problem-solving, and communication skills are needed to collaborate across dynamic teams.
How to Prepare
Our tips, based only on what the listing asks for:
- Brush up on SQL and Python as they are required for data analysis and manipulation.
- Understand credit risk assessment techniques and alternative data sources used in fintech.
- Be prepared to discuss how you analyze data to monitor key risk indicators and manage loan defaults.
What the Listing Does Not Mention
- No specific salary or compensation package amount is mentioned.
- No last date to apply is given in the listing.
- Work mode such as remote, hybrid, or office-only is not explicitly stated.
How to Apply: Paytm
- Click on the apply link to visit the official Paytm careers page.
- Review the job description and requirements thoroughly.
- Submit your application and resume online.
Do not miss this opportunity to build your career with India's largest digital lending play. Apply today!
Important Links:
| Events | Links |
|---|---|
| Apply Now | Click Here |
| Official Careers Page | Click Here |
Frequently Asked Questions:
What qualification is required?
Required qualification: B.Tech (NIT/BITS/Reputed). See the eligibility section above for details.
How much experience is needed?
1 to 3 years of experience is required.
What is the job location?
The job is located in Bangalore, Karnataka.
What technical skills are required?
Proficiency in SQL and Python is required for data analysis.
What educational qualification is needed?
A B.Tech degree from NIT, BITS, or any other reputed institution is required.
Stay safe: Paytm does not charge any fee to apply or to give an interview. If anyone asks you for money for a job, a referral or an offer letter, it is a scam.
Source: the official Paytm careers listing for this role.
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Disclaimer: This job post is for information only. All applications and questions should go to Paytm through the official process.
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